Ardo

Ardo is in active transformation mode: a new CEO (Sabine Sagaert, Sept 2024) is executing a five-year growth strategy built on digitalisation, process simplification, new product launches and international expansion. The combination of growing cross-border trade flows, new supplier/partner relationships (Unilever, Jumbo, Agrifirm) and an ERP/data overhaul creates meaningful new credit and counterparty risk exposure that their current risk framework may not yet reflect.

Angle: Position Allianz Trade as the risk intelligence partner that keeps Ardo's international growth ambitions financially secure as new markets, new buyers and new supply chain partners multiply under the new strategy.

• International expansion = new buyer risk: Ardo is actively growing its Customer Excellence team across new international markets. Each new geography brings unfamiliar buyers and payment cultures — trade credit insurance protects receivables and gives the sales team confidence to offer competitive payment terms.
• New partnership with Unilever, Jumbo and Agrifirm ('Het Wortel Collectief') signals growing strategic supplier dependencies — surety or supplier risk monitoring can protect Ardo against disruption in these critical relationships.
• CEO-driven digitalisation and ERP rollout is the perfect moment to integrate Allianz Trade's data feeds and credit limit APIs directly into their new systems, embedding risk management into day-to-day order-to-cash processes from day one.
• New product lines (corn ribs, veggie fingers, vegan cream spinach) entering retail and foodservice channels mean new customer onboarding at scale — our buyer credit scoring can accelerate due diligence without slowing commercial momentum.
• The Changemakers Award win and five-year growth plan signal a company building external credibility and seeking partners who match that ambition — frame Allianz Trade as a strategic growth enabler, not just an insurer.

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